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Local Information: Medford, Marlton and Moorestown New Jersey home buying, real estate listings, and homes for sale in Burlington County, NJ

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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A	The Spa Resort Hawaiians in Fukushima, Japan, offers an outdoor soaking tub that occupies a total area of 10,760 square feet and can accommodate 1,500 persons at one time.
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Above & beyond what we ever expected
We were first time buyers and you made the whole experience very easy.
Ron and Lisa
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John Radgoski, REALTOR®, real estate agents and broker for Medford, Marlton and Moorestown New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

John Radgoski
RE/MAX PowerCentral
200 Tuckerton Road, Suite 16
Taunton Forge Center
Medford, NJ 08055
Cell: 609 922 4337
Office: 856 797 1550
Home: 856 783 8976
Fax Medford Office: 856 797 1677
Fax Voorhees Office: 856 783 7035
Email: Johnradgoski@comcast.net
John Radgoski's Area of Expertise include: Medford, Marlton, Moorestown, Mt. Laurel, Cherry Hill and Voorhees. John’s Business Career began in 1968 working with Fortune 500 companies in Sales and Marketing and through 25 years rose to the V.P. level representing major companies on a National level. Having a solid business background, John expanded his horizons to become self-employed within the Real Estate Industry. John has been an extraordinary performer since he began his career in Real Estate in 1992. His notable accomplishments include being named “Rookie of the Year” for securing the highest number of listings, listings sold and sales, during his first year in the business. He is a member of the RE/MAX 100% Club, Diamond Club, Executive Club, Presidents and Platinum Clubs. In addition, John has been a consistent member of the New Jersey Million Dollar Club for the past 13 years. Since 1992 John has been recognized as a Top Producer reaching the top 1% of Real Estate Professionals, securing more sales production than 99% of his counterparts. The commitment to his business interest is evident as John is the Principal Owner of RE/MAX PowerCentral, a Real Estate Firm dedicated to assisting Buyers and Sellers as well as hiring other Real Estate Professionals who have exceeded industry expectations to provide a Superior Level of Service. “A financial investment in my company assures you of my full attention. I believe that Real Estate is a service business and you are the client. Client satisfaction includes my written guarantee. I look forward to sharing my industry and market knowledge with you.” Additional Support is provided to Buyers through Secure Title of NJ, insuring the ownership of purchased properties. John is a major Share Holder and instills the high standards of Real Estate in the Title Company. Overall, John states that the past 16 years have been rewarding, accomplished, and productive in terms of Personal and Professional Success……………

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NUMBER1EXPERTS™ for Medford real estate NJ, Marlton real estate and Moorestown real estate, New Jersey, Luxury Properties and Executive Homes

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